Pengaruh Pengelolaan Keuangan dan Literasi Keuangan terhadap Keharmonisan Rumah Tangga di Desa Wanasaba Kecamatan Wanasaba Kabupaten Lombok Timur

Siti Aulia Agustina; Siti Reuni Inayati

doi:10.70716/emis.v4i3.787

Authors

Siti Aulia Agustina Program Studi Akuntansi, Fakultas Ekonomi, Universitas Gunung Rinjani, Indonesia Author
Siti Reuni Inayati Program Studi Akuntansi, Fakultas Ekonomi, Universitas Gunung Rinjani, Indonesia Author

DOI:

https://doi.org/10.70716/emis.v4i3.787

Keywords:

financial management, financial literacy, household harmony

Abstract

This study aims to examine the effect of financial management and financial literacy on household harmony in Wanasaba Village, Wanasaba District, East Lombok Regency. This research employed a quantitative approach with a causal associative research design. The population consisted of married household heads who had been married for at least five years in Wanasaba Village. A total of 96 respondents were selected using the Proportionate Stratified Random Sampling technique. Data were collected through questionnaires using a five-point Likert scale. Data analysis was conducted using validity and reliability tests, classical assumption tests, multiple linear regression analysis, partial significance test (t-test), simultaneous significance test (F-test), and the coefficient of determination with the assistance of SPSS version 26. The findings indicate that financial management has a positive and significant effect on household harmony. Financial literacy also has a positive and significant effect on household harmony. Simultaneously, financial management and financial literacy significantly influence household harmony, with an Adjusted R² value of 52.5%, indicating that 52.5% of the variation in household harmony is explained by the independent variables, while the remaining 47.5% is influenced by other factors outside the research model. These findings imply that better financial management and higher levels of financial literacy contribute to greater household harmony.

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